Survey: Vote for Your Favorite Financial Law
Did you vote yet today? Here in California, voters faced an extremely long ballot full of propositions and local measures. I voted this morning on cigarette taxes, school bonds, parking tax ordinances,...
View ArticleSurvey: What is Your Budget for Holiday Gifts?
Now that Black Friday and Cyber Monday have passed, most of us have probably at least started on our holiday shopping. I have about 40% of my gifts purchased and mostly from online stores. Although I...
View ArticleSurvey: Are you Making Progress on Your 2007 Resolutions?
It’s been almost three weeks since the start of the New Year. We’ve been talking a lot about financial resolutions on the blog during this time. On January 2nd, we took a poll to see what financial...
View ArticleSurvey: What Credit Card Reforms Would you Like to See?
As a personal finance writer, I am having so much fun with the new congress! It’s only been a few weeks since the 110th congress took power but already we’ve seen action on the credit bureau dispute...
View ArticleSurvey: What is your Credit Score?
Tuesday’s survey results from TrueCredit.com are still nagging me. Do 63% of consumers really not know their credit score? They can’t even guess where they stand on the traditional 300-850 scale? I...
View ArticleSurvey: What do you Think of Credit Card Reforms?
Credit-card-mania has taken over Capitol Hill! All this talk of late fees, over-limit fees, default APR’s, introductory rates, double-billing cycles, universal default clauses, retroactive interest...
View ArticleReal Estate is Dead?
I spent the weekend in Atlanta at John Ulzheimer’s GetCreditWise seminars. Georgia has the highest per capita foreclosure rate in the country and the fourth lowest credit scores in America. While I was...
View ArticleVote: Do You Think the FICO Score Change is Fair?
Fair Isaac announced that they’re no longer going to include authorized user accounts in their FICO credit score calculations starting this fall. Our team of credit experts created a detailed article...
View ArticleVote: Do You Think the Feds Should Drop Rates Again?
Economists and investors are eagerly waiting for the outcome of the next Federal Reserve Board meeting on January 30. With the stock market running wild and increased talk of recession, many are...
View ArticleSurvey: Spending your Tax Refund and Rebate Checks
The average family of four could receive $4,000 between tax refunds and economic stimulus rebate checks this spring. That’s quite a windfall! Officials wants consumers to spend it and boost the...
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Consumer Sentiment on the Rise (For Now)
Paul Kedrosky of Infectious Greed ran this graph of consumer sentiment from 1978 to the present. Are we crawling out of a hole, or is this just a blip before another dip? Share your thoughts in the...
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5 Ways to Out-Smart the College Experience
Last week a new study took the academic world by storm. NYU sociologist Richard Arum and his associate Josipa Roksa published Academically Adrift, an analysis of 2,300 college students and their...
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Credit.com Survey: Only 50 Percent Have Recently Checked Their Credit Reports
A new Credit.com survey showed that only 50 percent of respondents have checked their credit during the past year. These numbers aren’t great, considering you can get your credit reports for free each...
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Credit.com Survey: 37 Percent Saw Changes to Credit Card Accounts
The Credit CARD Act of 2009 brought some much-needed protection to consumers. But along with all the good stuff, we also got a few not-so-good things. These things, also known as the dreaded...
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Should Credit Checks By Employers Be Banned? Survey Says Yes.
In September 2010, then-California Governor Arnold Schwarzenegger vetoed a bill that would have significantly restricted the use of credit checks by employers in California. If the same bill were put...
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Poll: Americans Understand Online Tracking. And They Don’t Like It.
Most Americans understand that their activities online are constantly being monitored. And they don’t like it one bit. New survey results detailing Americans’ aversion to being tracked online could...
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On Credit Score Literacy, Americans Get a “D”
Most Americans do not understand how credit scores work, according to a survey released Tuesday by the Consumers Federation of America. The majority of Americans – 52% – don’t understand that the...
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Consumers Kick the 3-Year Car Buying Cycle
Cars may not be like fine wines and cheese, getting better with age, but more Americans are holding on to their aging vehicles and that behavior isn’t expected to change with an improving economy. A...
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10 Cities With the Worst Credit Scores
They say everything is bigger in Texas. But apparently that doesn’t apply to credit scores. Credit reporting bureau Experian released its annual State of Credit report, which examines various...
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Women More Inclined to Take Financial Advice Than Men
While many consumers can likely use a bit of financial advice in their everyday lives to make sure they’re spending less and saving more, it seems that women are simply more willing to listen to this...
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